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There are exceptions to Annual Open Enrollment. If you have a Qualifying Life Event, you can get your Health Insurance outside of Open Enrollment 


What is a Qualifying Life Event?

There are 4 basic types of qualifying life events

  1. Loss of health coverage

    • Losing existing coverage - including job-based, individual, and student plans​

    • Losing eligibility for Medicare, Medicaid, or CHIP

    • Turning 26 and losing coverage through a parent's plan

  2. Changes in household

    • Getting married or divorced​

    • Having a baby or adopting a child

    • Death in the family

  3. Changes in residence

    • Moving to a different ZIP code or county​

    • A student moving to or from the place they attend school

    • A seasonal worker moving to or from the place they both live and work

    • Moving to or from a shelter or other transitional housing

  4. Other qualifying events

    • Changes in your income that affect the coverage you qualify for​

    • Gaining membership in a federally recognized tribe or status as an Alaska Native Clams Settlement Act (ANCSA) Corporation shareholder

    • Becoming a U.S. citizen

    • Leaving incarceration

    • AmeriCorps members starting or ending their service


When you have a Qualifying Life Event, you have 60 days prior and 60 days after the event occurs to get signed up for a plan.

Don't wait, let me help you save time and money.


2022 Highlights
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✅ New Plans Available
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